Why Long‑Term Relationships Outperform One‑Off Deals in Insurance
In insurance, short‑term decisions often carry long‑term consequences. While one‑off deals or price‑driven changes may seem appealing during renewal season, organizations that prioritize lasting insurance relationships consistently experience stronger protection, better outcomes, and greater stability. Insurance is not a single transaction. It is an ongoing strategy that must evolve as organizations change, grow, and face…
Cyber Exposures Aren’t Going Away: Network and Privacy Risk Mitigation
Cyber risk is no longer a question of if, but when. As organizations become more digitally connected, the exposure to cyber incidents continues to grow in both frequency and financial impact. From data breaches and ransomware attacks to system outages and regulatory penalties, network and privacy risks are now among the most significant threats facing…
Directors & Officers Insurance: What Union Boards Need to Know Now
Directors and Officers (D&O) insurance has become a critical safeguard for union boards navigating today’s complex regulatory and economic environment. The responsibilities of board members have expanded significantly, and with that expansion comes heightened exposure to litigation and regulatory scrutiny. For unions, protecting leadership is not optional; it is essential for organizational stability and member…
Errors & Omissions Insurance: Your Safety Net in a High-Stakes World
Mistakes happen, even in the most professional environments. For organizations that provide specialized services or advice, those mistakes can lead to costly lawsuits and reputational damage. Errors and Omissions (E&O) insurance is designed to protect against these risks, offering a financial safety net when the stakes are high. The need for E&O coverage is growing…
Workers’ Comp and Return-to-Work Programs: What Employers Need to Know Now
Workers’ compensation is more than just a legal requirement, it’s a strategic tool for managing risk, supporting employees, and controlling costs. As workplace dynamics shift and claims trends evolve, employers need to stay informed about best practices in workers’ compensation programs. Amalgamated Agency helps businesses navigate these complexities with tailored insurance solutions and expert guidance….
Insurance Check-Up: Why Q4 Is the Perfect Time to Review Your Coverage
As the fourth quarter begins, many organizations focus on closing out the year strong. But Q4 is also the ideal time to take a closer look at your insurance coverage. Reviewing your policies before year-end can help you identify gaps, reduce costs, and ensure your union is fully protected heading into the new year. Amalgamated…
Cyber Insurance: Why It’s No Longer Optional
Cybersecurity is no longer just a concern for large corporations. Small businesses and international and local unions are increasingly targeted by cybercriminals, and the consequences of a breach can be devastating. From financial losses to reputational damage, the risks are real and growing. That’s why cyber insurance has become a critical component of any risk…
2026 Amalgamated Scholarship Program Recipients
At Amalgamated Family of Companies, we believe that investing in education is one of the most meaningful ways to support working people and their families. That’s why we created the Amalgamated Scholarship Program, an annual initiative that offers support to employees and their dependents as they pursue higher education. A heartfelt thank you to all…
Understanding Fiduciary Liability: What Plan Sponsors and Trustees Need to Know
Managing employee benefit plans comes with significant responsibilities. For plan sponsors and trustees, fiduciary liability is one of the most important, and often misunderstood, aspects of plan oversight. Failing to meet fiduciary duties can result in legal and financial consequences that affect both the organization and its leadership. What Is Fiduciary Liability? Fiduciary liability refers…
Covering Critical Exposures: What Every Organization Should Know About Risk in 2025 and Beyond
Risk is no longer just a behind-the-scenes issue. In 2025, it has become a central focus of organizational decision-making and strategic planning across every sector. The risk landscape has grown increasingly complex, with new challenges emerging across operations, compliance, and workforce dynamics. Organizations that want to stay ahead must understand these exposures, evaluate how they…